Slice the bagels in half horizontally and toast them to your desired level of crispiness.

In a saucepan, heat the milk over medium heat until it's hot but not boiling.

Add cocoa powder and sugar (if using) to the hot milk, stirring until dissolved.

Brew coffee or espresso.

Combine the brewed coffee/espresso with the chocolate milk mixture. Stir well.

Crack the eggs into a bowl and whisk them until well combined.

In a non-stick skillet, melt butter or heat oil over medium heat.

Pour the beaten eggs into the skillet and cook, stirring gently, until they reach your desired consistency. Season with salt and pepper if desired.

Spread cream cheese onto each toasted bagel half.

Serve the scrambled eggs with bagel and mocha, If desired, garnish the mochas with whipped cream and a drizzle of chocolate syrup.