In a small pot, combine rolled oats and milk or water. Cook over medium heat, stirring occasionally, until the oats are tender and creamy (about 5 minutes). Stir in the peanut butter until fully incorporated. Remove from the heat and top with chocolate chips and cover with a lid to melt.

Prepare the Soft-Boiled Eggs: Bring a small saucepan of water to a boil. Gently lower the eggs into the water and reduce the heat to a simmer. Cook for 6 minutes.

Transfer the eggs to an ice bath for 2 minutes to stop the cooking process.

Peel the eggs carefully, season with salt and black pepper, and set aside.

Stir the oatmeal until combined. Portion and top with banana slices.

Serve the oatmeal alongside the soft-boiled eggs and glasses of cold orange juice. Enjoy your nutritious breakfast!