Heat a nonstick pan on medium heat. Once hot, add the oil. Saute the ham until golden brown. Add the eggs and cheese to the pan, stir the eggs continuously using circular motions with a spatula or wooden spoon to fluff up and cook, (move the pan on and off the heat as needed to prevent the eggs from cooking too quickly and overcooking or drying out). Remove the pan from the heat while the eggs are still moist. Season with salt and pepper to taste.
Serve the eggs with toast (buttered if desired), and kiwi. Garnish with fresh cracked black pepper flakes if desired.