Prepare all ingredients as listed above.
Make the pico: In a small bowl, combine tomato, red onion, jalapeño if using, cilantro, lime juice, olive oil, and a pinch of salt. Mix well and set aside.
Toast the bread until golden and crisp.
Cook the eggs: Melt butter in a nonstick skillet over medium heat. Crack in the eggs, season lightly with salt and black pepper, and cook to your preferred doneness.
Assemble the avocado toast: Spread mashed avocado evenly over the toast. Season lightly with salt, then spoon pico generously over the top.
Prepare the coffee to your liking, adding creamer and sweetener if desired.
Serve the avocado toast with three eggs per serving, fresh fruit, and coffee. Enjoy your balanced and satisfying breakfast.